Our law office will help you handle all aspects of your personal injury case, regardless of whether this is a big or small accident. In fact, there are cases where a relatively small impact has caused severe injuries to people. We will aggressively fight for your rights. Note that we do not get paid unless and until you get money from the insurance company thus it is to our interest to help you get as much as possible. As part of our service, we can help you
We have the experience, compassion, history of successive negotiations and litigation. We have been victims of auto accidents ourselves. Thus, besides knowing the law, we know what problems you are facing and have the solutions for you. We regularly deal with State Farm, Farmers, Allstate, American Family, GEICO, GMAC and many others and we know how to take your case from point A to point Z.
The total compensation depends on a number of factors: nature of injuries caused by the accident, how well injuries are documented (objectively and subjectively), prior injuries (if any), total medical expenses, duration of medical treatment, your age, type of treatment received, evidence showing pain and suffering, regularity of treatment, etc.
This is not a question for an attorney. Unless an attorney is a licensed medical provider, this is not up to an attorney to advise on a medical issue. Talk to your doctor to see if you need any other treatment. Importantly, do not let your or opposing insurance company to tell you how much treatment you need for your injuries - insurance companies want to save their money but you have yourself and your family to take care. A word of caution: Many attorneys do not immediately close claims after the person received treatment as the victim of the car accident may have the pain come back. We have seen numerous situation when the person did not finish his/her treatment and the pain came back months after the end of initial treatment but the subsequent medical evaluation showed that (I) further treatment is needed at that time and (ii) the future treatment was anticipated for years to come. Thus it is very important for you to talk to your doctor before you decide to close your claim.
Attorney Siprin has not seen a single case where the opposing insurance company offered what we think is fair compensation to a non-represented victim. This is consistent with often seen insurance company's tactics to make sure that it pays as little as possible under the circumstances. That is NOT to say that the adjusters are in any way dishonest - simply, they have their insured's and/or company's interests to protect. The key to remember is to talk to a personal injury attorney before you accept any settlement offer from the insurance company.
In WA, you can choose the shop and you are entitled to the diminished value ("DV") of your vehicle. This DV is the difference between what your car was worth prior the repairs and after the repairs. For example, if your car's frame was damages, your car will not be the same as it was when it was manufactured (without the damage to the frame).
Personal Injury Protection ("PIP") coverage provides payments of special damages following an automobile accident, regardless of which party is at fault. PIP covers medical expenses, wage loss, loss of services and funeral expenses. The medical expenses must be Reasonable, Necessary, Related to the accident and Incurred within three years of the auto accident.
You need to ask your insurance company if you have a PIP. If you do not, ask your insurance company for a copy of the signed PIP waiver. If you did not waive the PIP, you can get PIP retroactively (e.g., pay $50 to get $10,000 in PIP coverage).
You can sue PIP. If you prevail, you will get reasonable attorneys fees and may get triple damages. Call us for your first free consultation ASAP.
Yes, such expenses must be Reasonable, Necessary, Related to the accident and Incurred within three years of the auto accident.
See if there is another PIP available (e.g., if you have a PIP and you were a passenger in the vehicle that had PIP, you might have additional PIP coverage) or use your health insurance.
Of course, but PIP or Med coverage is primary liable. Later, your insurance that paid out benefits is likely to subrogate against the recovery.
Later, PIP, Med coverage or health insurance is likely to subrogate against the recovery. If you are represented by an attorney, you are legally entitled not to pay back a portion this amount. You need to talk to your attorney regarding Mahler and other relevant cases that may apply. If you have not been made whole by the settlement, in some cases insurances are not entitled to repayment in whole or in part.
Your attorney should account to you regarding how every cent of settlement proceeds is distributed. You have a right to know how every cent is allocated.
An insurance company often requires you to sign a Release. Be careful what you are signing. Do not sign anything unless attorney reviews it.
An insurance company often requires singing Hold Harmless Agreement. Do not sign anything unless attorney reviews it.
You need to see if you can go after UIM insurance and third party personally. Talk to your attorney if the BI and/or UIM policy limits are not enough.
Check if you have the UIM insurance and see what assets at-fault party has.
Uninsured Motorist (UM/UIM) is often the only coverage available. With the UIM insurance, claims that exceed your own PIP policy limits and the at-fault driver’s insurance policy limits will be covered up to the limits of your UM/UIM policy. For example, you get rear-ended by someone whose Bodily Injury policy is only 50K but your damages are 100K. If you have a UIM policy for 25K, you can get this 25K in addition to 50K available as per Bodily Injury policy.
Get an attorney asap.
If you do not get what you think you deserve, do not waste time and file a complaint. If the requested amount is under 50K, consider moving your case to arbitration to get results done faster.
Last question - How do we know all this?! - A Simple Answer: We have been doing this for many years, we love this and we care about our clients.
DISCLAIMER: The information you obtain at this site is not and it, nor is it intended to be, legal advice. Consult an attorney for advice for your legal problem. Contacting our law office does not automatically create attorney-client relationship.